Microfinance for Bankers and Investors, Cases 1 - Banking Models

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May 18, 2009


Mixed media product, pages


0071733027 / 9780071733021


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Main description

The following chapter is from Microfinance for Bankers and Investors. Written in a non-academic, direct style, it is enhanced with detailed case studies that showcase innovative and entrepreneurial ventures into microfinance by some of the world's best-known corporations such as Citibank, Visa Inc. and Wal-Mart. The company-cases help bring microfinance to life, recounting the motivations that led these companies into inclusive finance, the opportunities, and the obstacles they saw and the results they have experienced so far.

Table of contents

Chapter 1. Understanding the BOP Market
Chapter 2. The Four Challenges of the BOP Market
Chapter 3. Product Design for BOP Clients
Chapter 4. Three Products: Insurance, Housing Finance and Remittances
Chapter 5. Corporate Choices
Chapter6. Commercial Banks as Microlenders
Chapter 7. Models of Micro-Insurance
Chapter 8. Retailers as Channels
Chapter 9. Financing Inclusive Finance
Chapter 10. Financial Infrastructure
Chapter 11. Payments Technologies Reduce Costs and Increase Convenience
Chapter 12 Approaches to Social Responsibility
Chapter13 Measuring the Social Bottom Line

Author comments

Elisabeth Rhyne is managing director of the Center for Financial Inclusion at ACCION International, where she works to bring together leaders in financial services to address challenges facing the microfinance industry today. ACCION International is a leading microfinance organization that provides microloans, business training, and other financial services to low-income people starting their own businesses. Rhyne is the author of four previous books on the subject, including Mainstreaming Microfinance.

Back cover copy

Double Bottom-Line Business… Socially Responsible Success

As an industry with annual growth rates of 30 percent over the past six years, microfinance is becoming one of the best avenues for achieving what every investor wants: sustainable investment opportunities for long-term growth and dramatic increases in market share.

Technological advances make it cheaper to reach more and more customers. The purchasing power of low-income people is increasing. These and other factors make the time ripe for the private sector to invest in the growth of the millions of people at the bottom of the pyramid.

Microfinance for Bankers and Investors is the first guidebook for entering and profiting from this emerging market. This practical road map offers:

  • Facts and figures demonstrating the outstanding opportunities in this sector
  • Success stories from Citibank, Visa, Sequoia Capital, and other major companies
  • Best practices and key insights from today’s top players in microfinance

The impressive global growth of microfinance is one of the few bright spots in today’s difficult financial-sector landscape. Microfinance for Bankers and Investors provides businesses an opportunity to engage in a double bottom-line business and provides the insights they need to tap into a market that has yet to reveal its full potential.

Copyright 2014 McGraw-Hill Global Education Holdings, LLC


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